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APPENDIX

Independent Variable

Reasons for Business Closure (Razon de Cierre): The original data was coded in a seventeen category response. These were recoded into two categories:
0 = Closure other than failure (categories
1 = Failure (categories

The original categories were:
1. Baja Rentabilidad del Negocio
2. Falta o problemas de Mercado
3. Problemas con el Local
4. Falta de Credito
5. Dificultades de cobro a Clientes
6. Problemas con los Trabajadores
7. Prob. de maquinarias y equipos
8. Problemas legales
9. Prob. con los servicios publicos
10. Problemas de abastecimiento de materias primas y marcancias
11. Falta de tiempo
12. Razones personales
13. Consiguio trabajo
14. Inicio o iniciara otra empresa
15. Quiebra del negocio
16. Falta de fondos
17. Otros (this category was omitted)

Dependent Variables

Sources of Funding (Fuente de Credito): The original data was coded in a six category response. These were recoded into four categories:
0 = No funding (category 1)
1 = Funding from family and/or friends (category 2)
2 = Funding from individual lenders or 'loan sharks' (category 3)
3 = Funding from banks, suppliers and/or other outside sources (categories 4,5, 6, & 7)

The original categories were:
1. Nunca ha recibido prestamos
2. Prestamos de familiares o amigos
3. Prestamistas
4. Bancos y financieras
5. Organizaciones no gubernamentales
6. Suplidor
7. Otras fuentes
Age of Business: The age of the business was calculated as the difference between year of closure (Ano negocio fue cerrado) and the year of starting the business (Ano negocio fue adquirido).

Location of Business: Respondents answered whether the business was based within or away from the home (Propietario residia mismo lugar).

Number of Employees: The number of employees (including the owner, paid family members, and apprentices) at the start of business was entered (Trabajadores al inicio (incluye propietarios, familiares con o sin salario y apprendices)).

Sex of Owner(s) (Sexo del Propietario): Ownership by females, males, and mixed ownership (no cases) were coded 1, 2, and 3, respectively.

Occupation after Closure(Ocupacion Actual): The original data was coded in a twelve category response. These were recoded into three categories:
1 = Found no permanent employment (categories 5, 7-10)
2 = Found permanent employment (categories 2-4, 6)
3 = Founded another business (categories 1, 11)

The original categories were:
1. Tiene una nueva empresa
2. Trabaja para empresa privada
3. Trabaja para el Govierno
4. Trabija en actividad agricola
5. Ama de casa oficios domesticos sin remuneracion
6. Trabajos Domesticos remunerados
7. No tiene trabajo-Desempleado
8. Salio del Pais
9. Estudia
10. Trabajo Ocasionial
11. Tiene el mismo negocio en otro lugar
Otros (entered as 'system missing')


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Last Updated 03/19/98